A MUM has gone viral after allegedly catching her daughter, seven, max out her credit card to treat herself to designer gear.
Mum Stormy Lee took to Instagram to share a clip of her confronting her fashion-loving daughter Amelia – which has since been jokingly dubbed ”the best condom ad” ever.
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In the now-viral video, which has racked up more than a whopping 2.1million views, Stormy attempted to tell Amelia off for allegedly spending an eye-watering £2.4k using her credit card.
According to the parent, who was in total disbelief, the child ”literally maxed out” her credit card to order a pile of posh items from online stores, including the viral Marc Jacobs Tote Bag.
Challenging her daughter, Stormy wanted to see what her money had gone towards to, with Amelia then proudly showing off her pricey purchases.
These, the online shopper revealed, included a pair of colourful Lisa Frank Crocs, brand new Nike trainers, as well as the on-trend New Balance kicks in green and white.
The latter, which have taken the style world by storm, will usually set fashionistas back a staggering £120.
”You cannot max out my credit card – you shouldn’t be using my cards,” Stormy could be hears saying in the background, before Amelia shocked her with the most expensive order.
”What about this? I bought this,” the young shopper was all chuffed with her Marc Jacobs bag, which retails for £225 – or more, depending on the design and size.
Furious at her daughter, Stormy then listed all the items Amelia had allegedly spent her funds on.
”American Eagle jeans, trainers, Marc Jabobs bag, sunglasses…
”You are seven. You shouldn’t know how to use a credit card,” Stormy told Amelia who didn’t appeared too bothered with her mum’s anger.
”I do [know] – that’s why I bought all of this stuff.”
Despite Stormy telling Amelia she will forbid her from using her iPhone, the seven-year-old wasn’t having any of it – and even went as far as threating the mum to ”break it”.
Since being posted on the popular social media platform, the video has gone viral, with thousands flooding to comments totally lost for words.
Credit card need-to-knows
Not using a credit card effectively can wreak havoc on your finances and your credit score.
If you don’t keep up with repayments or default on your debt, you are likely to get a black mark on your credit record, which could affect your ability to get a credit card, loan or mortgage in the future.
It’s important not to let yourself get sucked into overspending.
You should always clear the full balance as soon as possible.
If you have a poor credit score, don’t bank on being approved for a card or getting the 0% deal you’d hoped for.
Card providers only have to give the advertised rate to 51% of applicants, so you could end up paying more interest than you bargained for.
If you’ve got a poor credit record, you’re less likely to get the best rates.
And if you are looking for a new credit card, don’t apply for lots at once.
After your 0% period is up, lenders can charge upwards of 40% interest, so if you have not repaid the debt fully by then, try to move the debt onto another 0% deal.
One person branded the clip the ”best condom ad ever”, as over 7,500 other people gave the comment a like.
Someone else chimed in: ”idk what’s worse. this or the fact that she’s 7 with an iphone.”
”How does she even get a hold of your credit card…….” a viewer thought the mum was to blame.
” ‘AmElIA! AmEliA!’ Holy s** just do something bout [it],” another agreed.
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